Buy to Let Stamp Duty Calculator

Buy-to-Let Stamp Duty Calculator in England & Northern Ireland

Use this calculator to estimate Stamp Duty Land Tax (SDLT) on a residential buy-to-let purchase in England or Northern Ireland. It helps you include property tax in your budget before making an offer.

The result is an estimate for a straightforward purchase. Higher rates can apply to additional properties, while companies, non-UK residents, mixed-use property and replacement-main-residence cases may need a separate review.

Buying an investment property?

Confirm the SDLT position before exchange. Our team can review your purchase structure and the property-tax issues that can affect the final cost.

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Running Costs are costs landlords can claim; they are an upfront cost of the buy-to-let property, but they can also affect returns on investment as a rental property. Learn what landlords can expect to incur when making a property profit forecast.

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Stamp Duty Land Tax: Your Top 30 Questions Answered

Additional property rates, company purchases, non-UK residents and joint buyers can all change the SDLT position. Read straightforward answers to the questions landlords ask most often.

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Buying Through a Limited Company: Is It Right for You?

A company purchase may have different SDLT, finance and tax consequences from buying personally. Compare the wider picture before deciding how to acquire your next rental property.

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Buying Property With Your Spouse or Partner

The ownership structure of a rental property can affect both Stamp Duty and future income tax. Understand the key issues for couples before completing a joint buy-to-let purchase.

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A Family Investment Company may be a useful tool for a family to use to pass on and invest in a controlled manner. Consider if it might help you achieve your long-term property and estate-planning goals.

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The Let Property Campaign may be relevant if you haven't reported rental income to HMRC. Understand what voluntary disclosure is and the value of professional guidance.

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The following calculator and commentary are provided solely for informational purposes. Please note that this information may not be current or complete and that it may only apply to certain types of residential properties in the UK. It does not constitute any form of advice.

Stamp Duty Calculator

England & Northern Ireland — Stamp Duty Land Tax (SDLT)

Property price

Buyer type

Transaction type

Stamp duty due

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Property price

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Total cost

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inc. stamp duty

BandRateTaxable amountDuty

Rates sourced from GOV.UK — correct as of April 2025. SDLT applies to properties in England and Northern Ireland only. Different taxes apply in Scotland (LBTT) and Wales (LTT). This calculator is for guidance only; always verify with a qualified professional.

60-day reporting deadline:

If any Capital Gains Tax is due on a UK residential property, you must report the sale and pay the tax owed to HMRC within 60 days of completion, using HMRC’s Capital Gains Tax on UK property service. This applies even if you also complete a Self Assessment tax return. Missing the deadline triggers an initial £100 penalty, with further daily and 6 month penalties plus interest if the delay continues. Non-UK residents must report every disposal within 60 days, even where no tax is due.

Please note:

This calculator is designed for individuals selling a UK residential property such as a buy-to-let property. It does not cover limited companies, trusts, personal representatives or UK assets, non-UK residents, or mixed business and residential use. Joint ownership figures assume the interest/disposal being to each named person in their capital shares. For joint owners, HMRC looks at the actual beneficial ownership share, not just what is on the title deeds, and any change to that split normally needs to be agreed and evidenced before the sale. Capital Gains Tax rates and allowances are the same across the whole of the UK, including Scotland and Wales, even though income tax bands differ between countries. This figure is an estimate only; for a full breakdown of how it was calculated, please speak to your adviser.